Dental Insurance & Financing Options

We offer high quality care and payment options that work for our patients. Below you will find a list of insurance companies that we participate with, as well as our many financing options.

Dental Insurance

It is important to understand that your dental insurance policy is a contract between you and/or your employer and the insurance company. Our office is not part of that contract. The services and allowable fees selected are based on the cost of the policy to your employer and the negotiated arrangements with the dental insurance company, not your dental office. Your dental coverage is not based on what you need or what your dentist recommends for you. It is based on how much your employer pays into the plan. Employers generally cover some but not all of the employees’ dental costs. If you are not satisfied with the coverage provided by your insurance, let your employer know.

We are a PPO provider and do not participate with any HMOs. If you are unsure about what type of insurance you have, we advise that you contact your insurance company with any questions. When a dental office is considered a participating provider or “in network”, we pay the difference between our fees and those set by the insurance company. If you see an “out of network” provider, you may be responsible for the difference in cost.

We are considered an “in network provider” for the following companies:

  • Aetna (PPO II)
  • Ameritus
  • Anthem
  • Cigna PPO
  • Delta Dental PPO/Premier
  • Dentemax *
  • Dominion Dental
  • Guardian
  • Humana PPO
  • MetLife
  • Principal
  • United Concordia
  • United Healthcare PPO

* Dentemax provides a fee schedule for over 150 insurance carriers. Because we participate with Dentemax, we are considered “in-network” for all carriers using their particular fee schedule. Your insurance company or your HR department should be able to tell you if your particular policy follows the Dentemax fee schedule.

We do our best to provide you with the most accurate estimate possible based on information obtained from your insurance company however, these estimates are subject to final approval by your insurance company and could change. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. All estimated co-payments and any applicable deductible will be due at time of service and will be collected at the beginning of each appointment.

As a courtesy, Davis Dental Group will submit a claim to your primary insurance company for services rendered. Any portion of your bill not covered by insurance is your responsibility. Please note that any claim not paid within forty-five (45) days becomes your responsibility. It is important to keep us informed of any changes to your insurance plan. If you have any questions regarding this policy, please do not hesitate to ask.

Please note that payment is due at the time of service.

We are also members of the Ameriplan Discount Program.


Davis Dental Group accepts the following forms of payment:

Visa     Master Card     Discover   

American Express     Cash     Check

We are pleased to be able to also offer convenient payment plan options through CareCredit.

Click the link below to learn more about CareCredit or click here to proceed directly to an online application.